body {
	background-color: #FFFFFF;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	color: #000000;
	margin: 0px 15px 15px;
}
.bg1 {
	background-image:    url("images/page_bg1.gif");
	background-repeat: no-repeat;
	
}
table {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 13px;
	line-height: 16px;
}
.headpad {
	padding-top: 25px;
	padding-bottom: 20px;
	padding-left: 20px;
	padding-right: 20px;
}

.hnavbg {
	background-color: #000099;
}
.leftcoltext {
	padding-right: 10px;
	border-right-width: 2px;
	border-right-style: dashed;
	border-right-color: #ff0000;
}
.centercoltext {
	padding-left: 15px;
	padding-right: 15px;
}
.rightcoltext {
	padding-left: 10px;
	padding-right: 10px;
	background-image:    url("images/rightcolumn_bg.gif");
	background-repeat: repeat-y;
	background-position: right;
}
.hnavbg2 {
	background-color: #000099;
	color: #FFFFFF;
}

.hnavbg2 a:link {
color: #FFFFFF;
text-decoration: none;
}

.hnavbg2 a:visited {
	color: #FFFFFF;
	text-decoration: none;
}
.hnavbg2 a:hover {
	color: #ff0000;
	text-decoration: none;
}
p {
	margin: 0px;
}
blockquote {
	margin-top: 0px;
	margin-bottom: 0px;
	margin-right: 0px;
	margin-left: 20px;
	color: #000000;
}
ol {
	margin-top: 0px;
	margin-bottom: 0px;
	margin-left: 25px;
	color: #000000;
}
ul {
	margin-top: 0px;
	margin-bottom: 0px;
	margin-left: 25px;
	list-style-image: url("images/arrow_bullet.gif");
	color: #000000;
}
.sideUL {
	margin-top: 0px;
	margin-bottom: 0px;
	margin-left: 15px;
	list-style-image: url("images/arrow_bullet.gif");
	color: #000000;
}
H2 {
	font-size: 16pt;
	font-weight: bold;
	line-height: 18pt;
	margin-top: 10px;
	margin-bottom: 10px;
	color: #ff0000;
}
H1 {
	font-size: 22pt;
	font-weight: bold;
	margin-top: 3px;
	margin-bottom: 10px;
	color: #ff0000;
}
H3 {
line-height: 14pt;
margin-top: 5px;
	margin-bottom: 5px;
	}
H4 {
margin-top: 5px;
	margin-bottom: 5px;
	}

a:link {
	color: #000099;
}
a:visited {
	color: #000099;
}
a:hover {
	color: #ff0000;
}
.subheadbg {
	background-image:    url("images/subheading_bg.gif");
	background-repeat: repeat-x;
	background-color: #000099;
}
.rightcolleft {
	background-image:    url("images/rightcolumn_bg.gif");
	background-repeat: repeat-y;
	background-position: left;
}
.rightcolbottom {
	background-repeat: repeat-x;
	border-right: 2px solid #ff0000;
	border-bottom: 2px solid #ff0000;
	border-left: 2px solid #ff0000;
}
.imageborder {
	padding-right: 4px;
}
.ltblueBG {
	background-color: #F4F4FF;
}
.blueText {
color: #00009C;
}